Sunday, 13 December 2015

Reflections And Plans For Next Year

I haven't blogged much recently. I've had technology problems and haven't been able to post photos. I always like to post a photo or two with every post but as it may be a bit longer before I can post photos I just thought I would post anyway as I've been missing writing my thoughts. 

I've been reflecting a lot over the last week about this year. It's been a year of incredible change and I'm excited about next year. This time last year I was in a job I hated and would come home every night and cry at the though of going back. Now I'm in a job I love and went to my work Christmas party and socialised with an incredibly nice and genuine people.  

This time a year ago we were paying our mortgage off at a normal rate. The last few months we've been making loads of savings in our day to day lives to make over payments to pay our mortgage off early.  I worked out if we can make an overpayment every month we can pay off our mortgage in 8 years. I want to do this! The reward of the financial freedom it will bring will be incredible. It means we'll be mortgage free before we're 40. It may be that we're mortgage free in a shoebox (as we affectionately call our home) but it will be 'our' shoebox and we can live there rent free for the rest of our lives.  Dh and I are not interested in 'climbing the property ladder'. As much as I'd love to have a 'proper' house, what's the point if all we could afford to do is sit around and look at it because don't have the money to do much else. We enjoy 'living' and for us that involves visiting my sister in Australia, visiting and spending time with friends all over the uk, going antiquing and to vintage and military shows, re enacting and all the things we feel makes life worth living.  Having a big house just isn't on the agenda for us. 

Next year this blog is going to be more focused on saving money, make do and mend, ww2 re enacting and my love of 1940s life. Hope you can join me,  photos or not!  

xGx

6 comments:

  1. HI THERE I REALLY ENJOY YOU R BLOG AND SHARE A LOVE OF VINTAGE ESPECIALLY THE 1940S WITH YOU ,ALWAYS LOOK FORWARD TO YOUR NEW POSTS
    BEST WISHES TARA HAMPSHIRE

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    1. Thank you Tara. Glad you're enjoying my blog :)

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  2. Sounds like you have a good plan. Being mortgage free ASAP is a good idea.

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    1. Thanks Sue. We're really motivated about it at the moment and have some exciting plans afoot.

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  3. I love your blog, with or without pics. I am pleased to see you back.
    Good luck with all your plans, wonderful goals, good for you.
    Pam in TX.xx

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  4. The financial freedom being mortgage free brings is incredible. I took a bad hit in 2008 in the financial crash which when combined with a serious deterioration in my health meant I could no longer go to work. Once my flat finally sold I bought a mobile home (no stairs!) here in the countryside with views of the river nearby. It has more floor space than my flat and is so easy to maintain. Despite ongoing pain issues I've never been happier and feel at peace knowing my home is paid for and for life. Good luck with your mortgage free plans.

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